I am a very happy customer of ICICI bank. When compared to the National govt like banks, ICICI is far better. I never had a bad experience from them. They are always helpful and stands for the customer always.

But some recent incidents with the bank have prompted me to think otherwise. Is the bank cheating their own agents ??

One of my friends applied for a CC through a DSA agent. He got communication from the bank that his application was rejected. But after a few days he got his credit card.

Another friend of mine applied through an agent and his application was also rejected. But then he applied directly and he got the card. I think a rule exists that you cant apply twice in 6 months time. But in this case he got the card.

We had a discussion about this among our friends, and many had similar incidents where they got a CC with out a DSA.